Missy Horner

Melissa (Missy) Horner

Missy is the owner of Empire Title Services. Though she started Empire Title in 2003, she’s been in the title services business since 1996.

Missys wonderful family includes her husband and 3 kids that are active in sports. Missy enjoys running, Zumba, and watching movies with her family.

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Jaci Taylor

Jacalyn (Jaci) Taylor

Jaci started working at the Wayne County Recorder’s Office in 1999 and then shifted to the title industry in 2004 landing at Empire Title. She received her Bachelor of Science in Business Administration from Indiana University in May of 2016. She directed the day to day operations at our Richmond Office until November of 2017.  She is now managing our new Winchester location.  She has two kids and enjoys camping with her children in her spare time.

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Lora Cruse

Lora Cruse

Escrow Officer/New Castle Office Manager

Lora manages our New Castle office, she comes to Empire from the nursing world with 16 yrs as an RN mostly in long term care and Hospice but made the transition to the title industry with 15 years of owning rentals and managing properties. She enjoys spending time with her family, her husband Troy and two kids, Tory and Tanner and their dog Roxie. They love outdoor activities, swimming, fishing, kayaking, and boating.


Valerie Garrett

Valarie Garrett

Escrow Officer – New Castle

Valarie started working for the State of Indiana, Bureau of Motor Vehicles, in 1999 and then shifted over to the title industry in 2021. Valarie has over 30 years of customer service experience and enjoys taking care of customer needs. Valarie is a title agent at the New Castle office and works alongside Lora. She enjoys road trips, the outdoors and adventures on the motorcycle with her husband Chris.


Kelly West

Kelly West

Escrow Officer – Richmond

Kelly started in the banking industry in 1990 and then shifted to the title industry in 2016 and landed at Empire Title in 2018. She is married and has three grown children. She enjoys spending time with her three grandkids in her spare time.

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Kim Cox

Kim Cox

Escrow Officer/Examiner

Kim has been with Empire Title for over ten years and brings over 30 years of title experience to the team. She handles multiple administrative tasks. She enjoys family time with her two grown children and 5 grandchildren and quiet nights with her husband, Joe.

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