Terms and Conditions

    Please read these terms carefully before using our website and services.

    Effective Date

    These Terms and Conditions are effective as of August 13, 2025.

    Acceptance of Terms

    By accessing and using this website, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

    Services Description

    Empire Title Service provides:

    • Title examination and insurance services
    • Real estate closing services
    • Online calculators and estimation tools
    • Document preparation services
    • Escrow services
    • Information and educational resources
    Website Use

    Permitted Use

    You may use this website for lawful purposes only. You agree not to use the website in any way that violates applicable laws or regulations.

    Prohibited Activities

    • Attempting to gain unauthorized access to our systems
    • Using automated systems to access the website
    • Interfering with website functionality or security
    • Transmitting malicious code or viruses
    • Collecting user information without permission
    • Using the website for fraudulent activities
    Professional Services Terms

    Service Agreements

    All title and closing services are subject to separate written agreements. Online order submissions do not constitute binding contracts until accepted by Empire Title Service.

    Professional Standards

    We maintain professional standards in accordance with Indiana Department of Insurance regulations and industry best practices.

    Calculator Disclaimers

    Online calculators provide estimates only and should not be relied upon for final financial decisions. Actual costs may vary based on specific transaction details.

    Intellectual Property

    The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to this website are protected under applicable copyrights, trademarks and other proprietary rights. All content is owned by Empire Title Service or its licensors.

    Disclaimer of Warranties

    This website and its contents are provided "as is" without warranty of any kind, either express or implied, including but not limited to:

    • Warranties of merchantability
    • Fitness for a particular purpose
    • Non-infringement of intellectual property rights
    • Accuracy, completeness, or currency of information
    • Uninterrupted or error-free operation
    Limitation of Liability

    Empire Title Service shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use of this website or our services. This limitation applies regardless of the theory of liability, whether based on warranty, contract, statute, tort, or otherwise.

    Indemnification

    You agree to indemnify and hold harmless Empire Title Service, its officers, directors, employees, and agents from any claims, losses, liability, damages, and/or costs arising from your use of this website or violation of these terms.

    Privacy

    Your privacy is important to us. Please review our Privacy Policy, which also governs your use of this website, to understand our practices regarding the collection and use of your personal information.

    Governing Law

    These terms and conditions are governed by and construed in accordance with the laws of the State of Indiana. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts of Wayne County, Indiana.

    Contact Us

    If you have any questions about these Terms and Conditions, please contact us:

    Empire Title Service

    Email: legal@myempiretitleservices.com

    Phone: (765) 935-9966

    Address: 40 South 8th Street, Richmond, IN 47374

    Changes to Terms

    Empire Title Service reserves the right to modify these terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of this website after such changes constitutes acceptance of the modified terms.